LLC formation cost calculator by state for 2026

LLC Formation Cost Calculator

Reviewed by Fatih Öztürk, Editor
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Get the fillable document, the editable version, and an action checklist:

The short version (2026):

  • The state filing fee is the only unavoidable cost, from $35 (Montana) to $500 (Massachusetts); most states run $50–$200.
  • Everything else can be free: Serve as your own registered agent ($0), use a free operating-agreement template, and get your EIN free from the IRS (never pay for one).
  • Budget for ongoing fees: Many states charge an annual report or franchise fee (California is $800/yr), while several charge $0.
  • Use the calculator below to estimate your state’s year-one and ongoing cost.

LLC Formation Cost Calculator: All 50 States (2026)

Filing fees run $35 to $500; here is every cost, state by state, for 2026

How much does it cost to form an LLC? The answer depends entirely on your state. Filing fees range from $35 (Montana) to $500 (Massachusetts). But the state filing fee is only the start. Registered agents, operating agreements, EINs, and annual reports all add to the total.

Use our cost table below to find your state’s exact fees, then calculate your total formation cost.

LLC Formation Cost Calculator

Pick your state and options to estimate your year-one cost and ongoing state fees.

Estimates use 2026 state filing and annual-report fees. Your EIN is always free from the IRS, so it's not included as a cost. Registered-agent services typically run $100–$299/yr; an attorney operating agreement $500–$1,000. States adjust fees periodically, so confirm the current amount with your Secretary of State before filing.

Prefer to have your LLC set up for you? Doola handles formation, EIN, and filings step by step.

Get Started with Doola →

State-by-State LLC Filing Fees (2026)

Every state's formation fee, annual report fee, and year-one total

Prefer the full reference next to the tool? Our master table of LLC filing fees by state lists all 51 jurisdictions with a link to each state’s own fee schedule.

State Formation Fee Annual Report Fee Annual Report Due Total Year 1
Alabama $200 $0 (Business Privilege Tax) April 15 $200+
Alaska $250 $100 (biennial) Jan 2 (every 2 yrs) $250
Arizona $50 $0 N/A $50
Arkansas $45 $150 May 1 $195
California $70 $800 (franchise tax) + $20 April 15 $890
Colorado $50 $10 Annually (month formed) $60
Connecticut $120 $80 Anniversary month $200
Delaware $110 $300 (franchise tax) June 1 $410
Florida $125 $138.75 May 1 $263.75
Georgia $100 $50 April 1 $150
Hawaii $50 $15 Annually (quarter formed) $65
Idaho $100 $0 N/A $100
Illinois $150 $75 Anniversary month $225
Indiana $95 $31 (biennial) Anniversary month $95
Iowa $50 $30 (biennial) April 1 (every 2 yrs) $50
Kansas $75 $5 (every 2 years) April 15 $75
Kentucky $40 $15 June 30 $55
Louisiana $100 $35 Anniversary month $135
Maine $175 $85 June 1 $260
Maryland $100 $300 (personal property return) April 15 $400
Massachusetts $500 $500 Anniversary month $1,000
Michigan $50 $25 Feb 15 $75
Minnesota $155 (online) $0 N/A $155
Mississippi $50 $0 N/A $50
Missouri $50 $0 N/A $50
Montana $35 $0 (annual report fee waived 2024–2027) April 15 $35
Nebraska $100 $10 (biennial) April 1 (every 2 yrs) $100
Nevada $75 $150 + $200 (bus. license) Anniversary month $425
New Hampshire $100 $100 April 1 $200
New Jersey $125 $75 Anniversary month $200
New Mexico $50 $0 N/A $50
New York $200 $9 (biennial) Anniversary month $200+
North Carolina $125 $200 April 15 $325
North Dakota $135 $50 Nov 15 $185
Ohio $99 $0 N/A $99
Oklahoma $100 $25 Anniversary month $125
Oregon $100 $100 Anniversary month $200
Pennsylvania $125 $7 (annual) Annually $132
Rhode Island $150 $50 Nov 1 $200
South Carolina $110 $0 N/A $110
South Dakota $150 $50 Anniversary month $200
Tennessee $300 (min) $300 (min) Anniversary quarter $600
Texas $300 $0 (franchise tax instead) May 15 $300+
Utah $54 $18 Anniversary month $72
Vermont $155 $35 Anniversary month $190
Virginia $100 $50 Anniversary month $150
Washington $200 $60 Anniversary month $260
West Virginia $100 $25 July 1 $125
Wisconsin $130 (online) $25 Quarter formed $155
Wyoming $100 $60 (min) Anniversary month $160

Fees current as of August 2026. States adjust fees periodically, so verify with your Secretary of State before filing.

Cheapest states to form an LLC (filing fee only): Montana ($35), Kentucky ($40), Arkansas ($45), Arizona/Colorado/Hawaii/Iowa/Michigan/Mississippi/Missouri/New Mexico ($50)

Most expensive states: Massachusetts ($500), Tennessee ($300 min), Texas ($300)

Total LLC Formation Cost Breakdown

Filing, registered agent, operating agreement, EIN, and the add-ons that surprise you

The state filing fee is only one component. Here’s what LLC formation actually costs:

Required Costs

Item Cost Range Notes
State filing fee $35-$500 Varies by state (see table above)
Registered agent $0-$299/year You can self-serve ($0) or hire a service
Operating agreement $0-$1,000 Free template or attorney-drafted
EIN (Tax ID) $0 Free from the IRS; never pay for this

Common Additional Costs

Item Cost Range Notes
Annual report $0-$500/year Some states have no annual report
State business license $0-$100+ Varies by state and city
DBA filing $10-$100 Only if operating under a different name
Certified copies $5-$20 each For banks, licenses, etc.
Certificate of good standing $5-$25 Banks and vendors may require
Business bank account $0-$25/month Many banks offer free business checking
Business insurance $500-$2,000/year General liability; strongly recommended

Formation Service Costs (If Using an Online Service)

Service Basic Package Standard Premium
ZenBusiness $0 + state fee $199 + state fee $349 + state fee
LegalZoom $0 + state fee $249 + state fee $399 + state fee
Northwest $39 + state fee $39 + state fee $39 + state fee
Bizee (formerly Incfile) $0 + state fee $199 + state fee $349 + state fee
Doola $297/yr + state fee (all-in-one) $1,999/yr (Tax & Compliance) $2,999/yr (Business-in-a-Box)

Reading this table honestly: The $0 “basic” packages cover the state filing only; registered agent, operating agreement, and compliance are paid add-ons that quickly close the gap. Doola’s entry plan ($297/yr) instead bundles formation + EIN + registered agent + operating agreement + a US business address in one price, and it’s the only option here built for non-US / global founders, with optional bookkeeping and tax-filing tiers. Compare what is actually included, not the headline number, and remember that filing yourself is always the cheapest route.

Prefer to have your LLC set up for you? Doola handles formation, EIN, and filings step by step.

Get Started with Doola →

DIY vs. Online Service vs. Attorney: Cost Comparison

What each route costs, and how much of your time it takes

Option 1: DIY Formation ($35-$500)

You handle everything yourself:

  • File Articles of Organization with the Secretary of State
  • Get an EIN from the IRS (free)
  • Draft your Operating Agreement (use our free template)
  • Designate a registered agent (you can serve as your own)
  • Open a business bank account

    Total cost: State filing fee only
    Time: 2-4 hours
    Best for: Simple single-member LLCs in your home state

Option 2: Online Formation Service ($0-$399 + state fee)

The service handles filing; you provide information:

  • Articles of Organization filed on your behalf
  • Registered agent service included (usually 1 year free)
  • Operating Agreement template provided
  • EIN application assistance
  • Compliance reminders for annual reports

Total cost: $0-$399 + state filing fee + registered agent renewal ($100-$299/year)
Time: 15-30 minutes of your time
Best for: Most small business owners, since it saves time and reduces errors

Option 3: Attorney Formation ($500-$2,000+)

An attorney handles everything with legal advice:

  • Custom Articles of Organization
  • Custom Operating Agreement tailored to your business
  • Tax election advice (LLC vs. S-Corp)
  • Compliance guidance specific to your industry
  • Ongoing legal relationship for future questions

Total cost: $500-$2,000 + state filing fee
Time: 1-2 meetings + attorney’s filing time
Best for: Multi-member LLCs, complex businesses, regulated industries

Hidden Costs to Watch For

California's $800 tax, New York's publication rule, and annual fees people forget

California’s $800 Franchise Tax

Every California LLC owes an $800 franchise tax a year, even with zero revenue

California charges an $800 minimum franchise tax every year, whether or not your LLC earns a dollar. An older first-year exemption (for LLCs formed in 2021 through 2023) has expired, so every California LLC formed in 2024 or later owes the $800 in its first year too, due by the 15th day of the fourth month after formation (see the California Franchise Tax Board). A California LLC with zero revenue still owes $800 a year.

New York’s Publication Requirement

New York LLCs must publish formation notices in two newspapers (one daily, one weekly) in the county of formation for six consecutive weeks. Cost: $200-$2,000+ depending on the county. Manhattan and NYC counties are the most expensive. This is IN ADDITION to the $200 filing fee.

Nevada’s Business License Fee

Nevada advertises no state income tax, but charges a $200 annual business license fee PLUS the $150 annual report fee = $350/year minimum in state fees. Factor this in before forming in Nevada for “tax advantages.”

Annual Report Fees

Many entrepreneurs budget for formation but forget annual obligations. States like Florida ($138.75/year), North Carolina ($200/year), and Tennessee ($300 min/year) have substantial recurring fees.

Registered Agent Renewal

Most online formation services include one year of registered agent service free, then charge $100-$299/year for renewal. Budget for this recurring cost.

Should You Form in Your Home State or Another State?

Forming out of state usually means paying duplicate fees in both

Form in Your Home State (Recommended for Most)

If you operate in one state, form there. Forming in Delaware or Wyoming while operating in California means:

  • You pay Delaware/Wyoming fees AND California foreign qualification fees
  • You need a registered agent in BOTH states
  • You file annual reports in BOTH states
  • You pay taxes in BOTH states (the state where you operate always taxes you)

Total additional cost of forming out-of-state: $200-$600/year in duplicate fees

When Another State Makes Sense

  • Delaware: If you plan to raise venture capital (VCs prefer Delaware law), or if you’ll have complex multi-state operations
  • Wyoming: Asset protection advantages (strong charging order protection); no state income tax on business income
  • Nevada: No state income tax; privacy protections (no public member/manager listing)

The honest math: For 95% of small businesses, forming in your home state is cheaper and simpler than any out-of-state formation.

How to Minimize LLC Formation Costs

Be your own agent, file direct, use a free template, and never pay for an EIN

1. Self-Designate as Registered Agent (Save $100-$299/year)

In most states, any adult with a physical address in the state can serve as registered agent. Use your home or office address. Downside: your address becomes public record, and you must be available during business hours.

2. File Directly with the State (Save $0-$399)

Every Secretary of State has an online filing portal. The forms are straightforward. If your LLC is simple (single member, no special provisions), you can file in under 30 minutes.

3. Use Our Free Operating Agreement Template (Save $500-$1,000)

An attorney-drafted operating agreement costs $500-$1,000. Our free LLC operating agreement template covers single-member and multi-member LLCs with standard provisions.

4. Get Your EIN Free from the IRS (Save $50-$150)

Never pay a third party for an EIN. The IRS provides them free, instantly online, at the IRS.gov website. Some formation services charge $50-$150 for “EIN filing assistance,” which is pure markup for a free 5-minute process.

5. Choose the Right State (Save $200-$600/year)

Form in your home state unless you have a specific legal reason to form elsewhere.

Frequently Asked Questions

Cheapest state, how long it takes, and whether you can form one for free

What is the cheapest state to form an LLC?

By filing fee alone: Montana ($35), Kentucky ($40), and several states at $50 (Arizona, Colorado, Hawaii, Iowa, Michigan, Mississippi, Missouri, New Mexico). But total cost includes annual fees, and Arizona and Mississippi have no annual reports, which makes them the cheapest overall. However, if you don’t operate in those states, you’ll pay foreign qualification fees on top.

How long does LLC formation take?

Standard processing: 1-4 weeks in most states.
Expedited: 1-3 business days ($50-$100 extra).
Some states offer same-day online processing (Colorado, Wyoming, others). Online formation services typically get filings submitted within 1-2 business days.

Can I form an LLC for free?

The state filing fee cannot be avoided. However, everything else CAN be free: Self-serve as registered agent, use a free operating agreement template, get your EIN free from the IRS. Some formation services (ZenBusiness, Bizee) offer $0 basic packages where you only pay the state fee.

Do I need a lawyer to form an LLC?

For a simple single-member LLC: No.
The process is straightforward: File Articles of Organization, get an EIN, draft an operating agreement.
For multi-member LLCs, LLCs in regulated industries, or LLCs planning to elect S-Corp status, attorney consultation is recommended.

What’s the difference between formation fee and franchise tax?

The formation fee is a one-time payment to create the LLC. A franchise tax is an annual fee for the privilege of operating as an LLC in the state. Not all states have franchise taxes: California ($800/year), Delaware ($300/year), and Texas (based on revenue) are the most notable.

Is ZenBusiness or LegalZoom cheaper for LLC formation?

Both offer $0 basic packages where you pay only the state filing fee, with paid tiers ($199-$399) that add a registered agent, operating agreement, and compliance reminders. Compare what each tier actually includes rather than the headline price, since a $0 plan plus a $199/yr registered agent can cost more than an all-in-one plan that bundles everything. And filing directly with your state is always the cheapest option.

Start Your LLC Formation Today

Budget with the data above, or have formation, EIN, and agent handled for you

Use the cost data above to budget for your LLC formation, or save time with an online formation service that handles everything.

Where Doola stands out:

  • One flat plan ($297/yr) bundles formation, EIN, registered agent, operating agreement, and a US business address, all features the $0 packages charge extra for
  • The only service compared here built for non-US / global founders
  • Optional bookkeeping and tax-filing tiers if you want compliance handled too
  • Money-back guarantee on formation errors

The cheapest route is always filing yourself; a done-for-you service like Doola makes sense if you’d rather have formation, EIN, and compliance handled in one place. The comparison above lays out every option so you can pick what fits.

Want formation, EIN, and registered agent handled in one place? Doola sets up your LLC end-to-end.

Start Your LLC with Doola →

Sources & References

This guide is fact-checked against the following official and authoritative sources:

Fact-checked: July 2026 · ClearLegalTips editorial team. This is legal information, not legal advice.

Legal Disclaimer: This article is general information, not legal advice. ClearLegalTips is not a law firm and does not provide legal representation. Laws vary by state and change over time. For guidance on your specific situation, consult a licensed attorney in your jurisdiction.

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