Someone owes you money and the polite reminders stopped working. This is the full playbook for how to collect money owed: document the debt, send a demand letter, try free court mediation, file in small claims if the amount fits, and then the step most guides skip, enforcing the judgment when the court hands you a ruling instead of a check. Verified 2026 state limits, a decision table, and official sources inside.
Someone broke a promise they made in a contract, and the informal asks have run dry. A breach of contract demand letter names the agreement, states the obligation they failed to meet, and demands they cure it by a firm date. The fix you ask for can be money, finished work, or a repair. Free fillable template, the cure demand, verified 2026 state small claims limits, and how to send it with proof inside.
Your first demand went out by certified mail and nothing came back. A final demand letter is the last notice before you file: a short, dated letter that references the earlier demand, names one firm pay-by date, and states that small claims is the next step. Free template, certified-mail steps, verified 2026 state limits, and a clear file-or-fold decision inside.
Someone owes you money and the polite reminders stopped working. A demand letter for payment is the dated, businesslike letter that states what is owed and by when, creates a record a small claims judge can read, and often gets the invoice paid before you ever file. Free template, certified-mail steps, and verified state small claims limits inside.
The verified 2026 statute of limitations on debt by state table: written, oral, and promissory-note deadlines for all 50 states and DC, the shortest and longest states, and every row tied to its statute.
A free, fillable data processing agreement (DPA) template that meets GDPR Article 28 and CCPA service-provider rules, with controller and processor clauses, a subprocessor list, breach and audit terms, and a copy-paste documented-instructions clause.
A free, fillable EULA template for apps and software, plus what a EULA does that terms of service do not, the license-grant and liability clauses that matter, and how clickwrap assent makes it enforceable.
A free, fillable employment contract template for small businesses, plus when you need a contract instead of an offer letter, the clauses that matter, and the wage and discrimination floors no contract can override.
A 2026 guide to electronic signature law: the E-SIGN Act and UETA, what makes an e-signature legally binding, the exceptions, and how to sign documents online.