You lent money to someone you love, the repayments stopped, and now every visit carries a quiet weight. A loan repayment demand letter is the warm-but-firm way to state what you lent, what has come back, and the date you would like the rest by, without blowing up the relationship. Free fillable template, how to prove a handshake loan, the shorter clock on oral loans, and verified 2026 small claims limits inside.
The verified 2026 estate tax table: 12 states + DC with exemptions from $1 million to $15 million, the five inheritance-tax states, this year’s changes, and every row linked to its official state source.
A 2026 guide to closing a deceased person’s accounts and preventing identity theft: who to notify, the order of steps, credit-bureau flags, and what to watch for.
A free living trust amendment template, plus when to amend a revocable trust, amendment vs restatement, the signing rules, and how to fill it out correctly.
A free affidavit of heirship template, plus how it transfers a deceased person’s property without probate, who must sign it, and how to fill it out correctly.
A free designation of guardian for minor children form, plus how naming a guardian works, how it differs from your will, the signing rules, and how to fill it out.
A free power of attorney revocation form, plus how to legally cancel a POA, who you must notify, the notarization rules by state, and how to make the revocation stick.
A free small estate affidavit template that lets heirs collect assets without probate, plus state dollar limits, waiting periods, what it covers, and how to file.
A free transfer on death (TOD) deed template that passes your home outside probate, plus which states allow it, how it compares to a living trust, and how to record it.